Senin, 27 April 2015
Auto Insurance
Now hello my name is Lisa Laliberte I'll be speaking on the basis of auto insurance first major purchase actually only to a home at the most Ronald purchase many consumers make with prices averaging over $28,000 it's easy to see why won t wanna protect that investment before we talk about coverage for the automobile itself I'd like to start with why do people believe that the most important coverage of all liability coverage liability damages you or someone driving your car
cause other people are there property and reliability in property damage liability every state have different laws dictate something that requires you to prove you have insurance before registering a motor vehicle in other states use the IR system when you only have to provide proof if you have an accident a violation 2550 10 playing with that mean there are four states that do not require drivers to any liability coverage
just because it's not required by law does it mean you don't need it you have an accident in the BMW in front of you there are three people in all of his trial if you're carrying liability coverage of 2550 10 that means your insurance company will cover the cost of any one person
injuries rehabilitation expenses pain and suffering in time off from work after all 25000 dollars but they will not pay more than $50,000 free accident regardless of the number people injured this is the bodily injury insurance company will pay up to $10,000
for the property damaged so three people are injured let's say their injuries total $75,000 and the BMW has rear end damage of $13,000 from your policy will pay for $50,000 for all injuries and 10000 for the property damage where does the remaining 25000 for bodily injury and property damage come from you could be held personally responsible for the remaining amount recommended that you carry more than the state minimum coverage to protect yourself from this financial risk
coverage on an automobile policy has medical payments coverage this provision protects you when your passengers if you hurt in a car accident regardless of the cover off of a family member is your passenger in someone else's car mobile medical payments coverage pays the medical bills resulting from an accident and maximum there are no deductibles and no waiting period under this coverage and prescription drugs related to the injuries are caused from now consider that accident with a BMW again
let's say that you and your passenger are both taken by ambulance to the hospital medical coverage of $5,000 in the ambulance ride the emergency room
and subsequent up to $5,000 per person if your medical bills total $7,000 in EUR passway three-thousand-dollar the policy will pay $1,000 under this coverage medical payments coverage known as personal injury protection pip printing may have a deductible for lost wages and rehabilitation expenses that regular medical payments coverage does not cover provided by insurance policy is uninsured and underinsured motorist coverage similarly to bodily injury liability even though mandatory insurance in 48 States nearly 15% of all accidents are caused by driver coverage provides protection for you and your passengers
when you're injured in an accident with an uninsured motorist for medical bills rehabilitation expenses lost wages pain and suffering drawings you could have claimed against the at fault his insurance if they had it under insured losses if the Apple parties coverage is insufficient for your loss keep in mind in most states the uninsured underinsured motorist coverage applies trial
cause other people are there property and reliability in property damage liability every state have different laws dictate something that requires you to prove you have insurance before registering a motor vehicle in other states use the IR system when you only have to provide proof if you have an accident a violation 2550 10 playing with that mean there are four states that do not require drivers to any liability coverage
just because it's not required by law does it mean you don't need it you have an accident in the BMW in front of you there are three people in all of his trial if you're carrying liability coverage of 2550 10 that means your insurance company will cover the cost of any one person
injuries rehabilitation expenses pain and suffering in time off from work after all 25000 dollars but they will not pay more than $50,000 free accident regardless of the number people injured this is the bodily injury insurance company will pay up to $10,000
for the property damaged so three people are injured let's say their injuries total $75,000 and the BMW has rear end damage of $13,000 from your policy will pay for $50,000 for all injuries and 10000 for the property damage where does the remaining 25000 for bodily injury and property damage come from you could be held personally responsible for the remaining amount recommended that you carry more than the state minimum coverage to protect yourself from this financial risk
coverage on an automobile policy has medical payments coverage this provision protects you when your passengers if you hurt in a car accident regardless of the cover off of a family member is your passenger in someone else's car mobile medical payments coverage pays the medical bills resulting from an accident and maximum there are no deductibles and no waiting period under this coverage and prescription drugs related to the injuries are caused from now consider that accident with a BMW again
let's say that you and your passenger are both taken by ambulance to the hospital medical coverage of $5,000 in the ambulance ride the emergency room
and subsequent up to $5,000 per person if your medical bills total $7,000 in EUR passway three-thousand-dollar the policy will pay $1,000 under this coverage medical payments coverage known as personal injury protection pip printing may have a deductible for lost wages and rehabilitation expenses that regular medical payments coverage does not cover provided by insurance policy is uninsured and underinsured motorist coverage similarly to bodily injury liability even though mandatory insurance in 48 States nearly 15% of all accidents are caused by driver coverage provides protection for you and your passengers
when you're injured in an accident with an uninsured motorist for medical bills rehabilitation expenses lost wages pain and suffering drawings you could have claimed against the at fault his insurance if they had it under insured losses if the Apple parties coverage is insufficient for your loss keep in mind in most states the uninsured underinsured motorist coverage applies trial
